Worksite benefits, also called voluntary benefits or voluntary worksite benefits, are optional insurance and non-insurance benefits offered to employees through their employer. These benefits are typically employee-funded, with minimal cost to the employer, and are designed to supplement core benefits like health insurance and retirement plans. Worksite benefits can provide financial protection for employees in various situations, like unexpected accidents, illnesses, or hospitalizations, helping cover out-of-pocket expenses that traditional insurance may not fully cover.